Changelog

See below for our latest API changes. This release extends StatementResponse with account and institution identifiers and adds full support for both account and institution statement types to GET /statements. It also expands transaction filtering options and adds is_receiving_printed_statements to account management. We recommend reviewing this page closely before beginning development or upgrading to a new API version.

Updated Endpoints

• POST /digital-banking/v1/accounts (Create Account)

  • Removed institution_alternative_id (string, optional) — this field was present in v1.6.0 but has been removed from CreateAccountRequest in v1.6.1. Use PATCH /accounts/{account_id} to set this field post-creation if needed.

• PATCH /digital-banking/v1/accounts/{account_id} (Update Account)

  • Added submitted_by (string, optional, max 128) — identifies who submitted the update for audit purposes.
  • Added is_receiving_printed_statements (boolean, optional) — controls whether the account receives printed statements.
  • Added cost_center_id (uuid, optional) — internal cost center assignment.

• GET /digital-banking/v1/accounts/{account_id}/transactions (List Transactions)

  • Added start_datetime and end_datetime query parameters (datetime, optional) — timezone-aware datetime filters. Cannot be combined with start_date/end_date.
  • Added page and page_size query parameters (integer, optional) — enables paginated responses.
  • Added timezone query parameter (string, optional) — timezone for date-based filtering.

Schema Changes

• AccountResponse

  • Added is_receiving_printed_statements (boolean, required) — indicates whether the account is enrolled in printed statements.

• StatementResponse

  • Added account_id (uuid, nullable) — the ID of the associated account, if applicable.
  • Added institution_id (uuid, nullable) — the ID of the associated institution, if applicable.

• StatementType

  • Added three new enum values: INSTITUTION_MONTHLY_SETTLEMENT_POSTINGS, INSTITUTION_MONTHLY_COST_CENTER_SETTLEMENT_POSTINGS, INSTITUTION_MONTHLY_NBID.

• DepositorResponse

  • depositor_type changed from nullable to required — responses will always include this field. If you were handling null for depositor_type, update your parsing logic accordingly.

• CreateTransactionRequest

  • transacted_at description updated with backdating constraints: must be timezone-aware, within the current calendar month, and must not precede the most recent allocation cutoff (2:00 PM ET on the last business day at or before submission time). No functional change to the field type, but validation behavior may be stricter.

• GET /digital-banking/v1/files/statements

  • Institution statement types are now fully supported (previously noted as coming in Q1 2026). All of the following statement_type values are supported: ACCOUNT_MONTHLY_SWEEP, INSTITUTION_DAILY_SWEEP, INSTITUTION_DAILY_RECEIVE, INSTITUTION_MONTHLY_INTEREST, INSTITUTION_MONTHLY_NBID, INSTITUTION_DAILY_GL_POSTINGS, INSTITUTION_DAILY_GL_BALANCES, INSTITUTION_DAILY_COST_CENTER_POSTINGS, INSTITUTION_DAILY_COST_CENTER_BALANCES, INSTITUTION_DAILY_TRIAL_BALANCES, INSTITUTION_QUARTERLY_CALL_REPORT, INSTITUTION_WEEKLY_FR2900, INSTITUTION_DAILY_ACCOUNT_HISTORY, INSTITUTION_DAILY_TRANSACTION_HISTORY, INSTITUTION_DAILY_TRANSACTION_ERRORS, INSTITUTION_MONTHLY_SETTLEMENT_POSTINGS, INSTITUTION_MONTHLY_COST_CENTER_SETTLEMENT_POSTINGS. account_id is required when requesting account-level statement types; institution_id is required when requesting institution-level statement types.