All changes to the ModernFi API are documented here in reverse chronological order. Each entry includes new and updated endpoints, schema changes, deprecations, and removals. Breaking changes are flagged as such and include migration guidance. We recommend reviewing this page closely before beginning development or upgrading to a new API version.

v1.6.4

Happy start of summer from the ModernFi team! See below for our latest API changes.

This release adds account status filtering, OAuth-authenticated PDF statement downloads, and a refinement to account updates. We recommend reviewing this page closely before beginning development or upgrading to a new API version.

accountsstatementsfiles

v1.6.3

See below for our latest API changes. This release focuses on accounts and depositors: secure, on-demand TIN retrieval endpoints, a new List Depositors endpoint, a batch of new account and depositor fields, and a richer close-account response. We recommend reviewing this page closely before beginning development or upgrading to a new API version.

accountsdepositorstin

v1.6.2

See below for our latest API changes. This release introduces Custom Benchmarks and floating / indexed rates — you can now tie account and pricing-group rates to market reference rates (SOFR, EFFR, Prime, and more) or to your own custom benchmarks, instead of managing fixed rates by hand. We recommend reviewing this page closely before beginning development or upgrading to a new API version.

custom-benchmarksrate-managementaccounts

v1.6.1

See below for our latest API changes. This release extends StatementResponse with account and institution identifiers and adds full support for both account and institution statement types to GET /statements. It also expands transaction filtering options and adds is_receiving_printed_statements to account management. We recommend reviewing this page closely before beginning development or upgrading to a new API version.

statementstransactionsaccounts

v1.6.0

See below for our latest API changes. This minor version upgrade brings improved input validation, additional account and depositor flexibility, and cleanup of deprecated fields and endpoints.

validationaccount-closurereciprocation

v1.5.2

Happy New Year from the ModernFi team! See below for our latest API changes.

This release introduces Pricing Groups — a new resource for managing interest rates at scale across your accounts. Instead of updating rates on individual accounts one at a time, you can now define reusable rate tier structures and assign them to multiple accounts. When a group’s rates change, all assigned accounts are updated automatically.

pricing-groupsrate-management

v1.5.1

Fall updates are here! See below for our latest API changes.

This release adds depositor update support, account monthly statement configuration, tiered interest rates on accounts, and a batch of new optional fields across account and depositor schemas. We’ve also expanded the StatementType enum to cover a wider range of institutional reporting needs.

depositorsstatementsinterest-rate-tiersshadow-accounts

v1.5.0

Happy summer from the ModernFi team! See below for our latest API updates.

This update removes legacy ledger transaction support and introduces enhancements that align with new account routing features and improved reconciliation workflows. These changes pave the way for more seamless integrations with external financial systems.

ledger-transactionsaccount-routingreconciliation

v1.3.0

This update introduces file retrieval functionality with two new /files endpoints for fetching statements and downloading files via presigned URLs. It also includes schema refinements for transactions and improved documentation.

filesstatementstransactions

v1.2.0

This update adds support for institution-specific account IDs and provides additional metadata in transaction responses. No breaking changes in this release.

institution-idstransactionsperformance

v1.1.0

Happy New Year from the ModernFi team! We’re kicking off the year with a minor version upgrade.

stabilityerror-handling

v1.0.3

December updates to the ModernFi API.

authenticationperformance

v1.0.2

November updates to the ModernFi API.

documentationerror-handlingperformance

v1.0.1

Welcome to the developer hub and documentation for ModernFi!

We’re pleased to announce the first official release of the ModernFi API, providing comprehensive access to our deposit network platform.

launchaccountstransactionssweeps