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ModernFi operates a deposit network that helps financial institutions grow, retain, and manage their deposits. Through the ModernFi deposit network, institutions can provide access to extended insurance to their depositors through program institutions, sweep excess funds to program institutions, and receive funds on demand.

ModernFi provides the software and integrations to streamline onboarding and operations for institutions and their depositors. In these docs, we explain how to take full advantage of the ModernFi deposit network for users that would like to run their program via our API. ModernFi, through its API, gives users complete transparency and control over their sweep programs and funds in network.