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v1.5.0

2 days ago

Happy summer from the ModernFi team! See below for our latest API updates.

This update removes legacy ledger transaction support and introduces enhancements that align with new account routing features and improved reconciliation workflows. These changes pave the way for more seamless integrations with external financial systems.

🚀 New Endpoints

  • None in this release.

🗑️ Removed Endpoints

  • GET /digital-banking/v1/accounts/{account_id}/ledger-transactions – Previously used for retrieving raw ledger transaction data. This endpoint has been deprecated and removed.

🛠️ Updated Endpoints

  • GET /digital-banking/v1/accounts/{account_id}/documents/monthly-statements – Modified request/response schemas to support richer metadata and future extensibility.
  • GET /digital-banking/v1/accounts/{account_id}/transactions – Response schema updated to include new institution metadata fields.
  • PATCH/digital-banking/v1/accounts/{account_id}/transactions/{transaction_id} – Now accepts institution_transaction_id in request payload for better traceability.

🧬Schema Updates

  • TransactionResponse: Added institution_id as a response field.
  • AccountResponse: Added institution_return_account_id, institution_sweep_account_id for improved clarity on routing logic.
  • CreateAccountRequest: Added institution_return_account_id, institution_sweep_account_id to support direct account-level linkage at creation.
  • UpdateTransactionRequest: Added institution_transaction_id to enable external system ID mapping and improve reconciliation.

📈 Improvements & Fixes

  • Improved consistency across account and transaction-related schemas.
  • Better alignment of account creation and transaction update flows with institution-level metadata.