> For clean Markdown of any page, append .md to the page URL.
> For a complete documentation index, see https://docs.modernfi.com/changelog/2025/1/20/llms.txt.
> For AI client integration (Claude Code, Cursor, etc.), connect to the MCP server at https://docs.modernfi.com/_mcp/server.

# v1.2.0

This update adds support for institution-specific account IDs and provides additional metadata in transaction responses. No breaking changes in this release.

## Updated Endpoints

* **Institution-Specific Account IDs** — Added support for custom account identifier formats, improved account lookup and validation, and enhanced cross-referencing between internal and external account IDs.

* **Transaction Response Metadata** — Transaction responses now include additional metadata fields for improved tracking, reconciliation, and audit trail capabilities.

## Improvements

* Optimized query performance for account lookups
* Reduced latency for transaction record creation
* Improved API response times across all endpoints